How to Protect Your Home From Title Fraud in Florida

Title fraud is one of the fastest‑growing real estate crimes in Florida. Criminals attempt to transfer ownership of a property without the owner’s knowledge — especially vacant homes, rentals, and second homes.

How Title Fraud Happens

• Forged deeds

• Fake seller identities

• Fraudulent notaries

• Stolen mail

• Online document access

Who Is Most at Risk?

• Owners of second homes

• Elderly homeowners

• Owners who travel frequently

• Homes without mortgages

• Vacant properties

How to Protect Yourself

1. Enroll in Miami‑Dade’s Property Fraud Alert You’ll get notified if any document is filed under your name.

2. Check your property records annually

3. Use a title company for all transactions

4. Secure your mail

5. Freeze your credit

What to Do If You Suspect Fraud

• Contact the Miami‑Dade Clerk of Courts

• File a police report

• Notify your title insurance company

• Consult a real estate attorney

Why This Matters in 2026

Digital filing systems make fraud easier — but also easier to detect if you stay proactive.